Compare Our Accounts
Fees
FREE
Best For
High Interest
Rewards
- 1.26% APY* on balances up to $25,000 if qualifications are met
- 1.26% to 0.50% APY* (depending on balance) for balances above $25,000 if qualifications are met
- 0.10% APY* on all balances when qualifications are not met
Monthly Maintenance Fee
$0
Free ATMs?
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$100
Fees
$10/month
Best For
Simple Spending
Rewards
N/A
Monthly Maintenance Fee
Avoid the $10 monthly fee by maintaining a $500 minimum balance
Free ATMs?
N/A
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$100
Fees
FREE
Best For
Customers Age 62+
Rewards
N/A
Monthly Maintenance Fee
$0
Free ATMs?
N/A
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$100
Freedom Checking
*Annual Percentage Yield (APY) accurate as of 6/6/18. Qualifications, limits and other requirements apply. See financial institution for details. If qualifications are met each monthly qualification cycle: (1) **Nationwide ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 1.26%, and (3) balances above $25,000 earn 0.25% interest rate on portion of balance over $25,000, resulting in 1.26%-0.50% APY depending on the balance (the 0.50% APY is based on a $100,000 balance.) If qualifications are not met, all balances earn 0.10% APY. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and settle during the monthly qualification cycle. "Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. ATM withdrawals do not count as qualifying debit card purchase transactions for purposes of earning rewards within this account. Please note that transactions MUST post and settle to your account during the monthly qualification cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more banking days from the date the transaction was made to post to and settle an account. Available to personal use accounts only. Limit one account per social security number.